:root{--brand:#004a9f;--brand-dark:#00316b;--brand-mid:#0b6fc6;--brand-soft:#eaf4ff;--brand-pale:#f5faff;--ink:#1f2937;--muted:#637083;--line:#d6e4f2;--soft:#f3f8fd;--card:#ffffff;--max:1100px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6;color:var(--ink);background:linear-gradient(180deg,#eef7ff 0,#fff 300px)}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.site-header{background:#fff;border-top:6px solid var(--brand);box-shadow:0 2px 16px rgba(0,74,159,.12)}.header-inner{max-width:var(--max);margin:0 auto;padding:24px 20px 18px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:inline-flex;align-items:center;gap:14px;color:var(--ink)}.logo img{width:290px;max-width:62vw;height:auto}.top-nav{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}.top-nav a{color:#17324d;padding:9px 13px;border-radius:999px;font-size:15px;font-weight:700}.top-nav a:hover,.top-nav a.active{background:var(--brand);color:#fff;text-decoration:none}.hero{background:linear-gradient(115deg,#ffffff 0,#f4faff 50%,#dfefff 100%);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.hero-inner{max-width:var(--max);margin:0 auto;padding:34px 20px;display:grid;grid-template-columns:1fr 320px;gap:28px;align-items:center}.eyebrow{margin:0 0 6px;color:var(--brand);font-weight:700;text-transform:uppercase;letter-spacing:.04em;font-size:13px}.hero h1{margin:0 0 8px;font-size:clamp(28px,4vw,42px);line-height:1.15;color:#11263f}.hero p{margin:0;color:var(--muted)}.hero-mark{display:none;height:120px;border-radius:18px;background:radial-gradient(circle at 24% 28%,rgba(255,255,255,.95) 0 12%,transparent 13%),linear-gradient(135deg,var(--brand),#7dc3f7);box-shadow:inset 0 0 0 1px rgba(255,255,255,.45),0 12px 30px rgba(0,74,159,.18)}.page-wrap{max-width:var(--max);margin:28px auto 46px;padding:0 20px;display:grid;/*grid-template-columns:240px minmax(0,1fr);*/gap:28px}.side-nav{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;position:sticky;top:18px;align-self:start;box-shadow:0 8px 22px rgba(0,74,159,.06)}.side-nav h2{font-size:14px;margin:0 0 10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.side-nav a{display:block;color:#17324d;padding:10px 11px;border-radius:10px;margin:3px 0;font-weight:700}.side-nav a:hover,.side-nav a.active{background:var(--brand-soft);color:var(--brand);text-decoration:none}.content{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 8px 24px rgba(0,74,159,.07);min-width:0}.breadcrumbs{font-size:14px;color:var(--muted);margin:0 0 18px}.breadcrumbs span:not(:last-child)::after{content:'›';padding:0 8px;color:#91a5ba}.legacy-content{font-size:17px}.legacy-content h1,.legacy-content h2,.legacy-content h3{line-height:1.25;margin:22px 0 12px;color:#11263f}.legacy-content div{margin:.25rem 0}.legacy-content ul{padding-left:1.4rem}.legacy-content li{margin:.3rem 0}.legacy-content img{display:block;margin:16px auto;border-radius:12px;border:1px solid var(--line);box-shadow:0 6px 18px rgba(0,74,159,.11)}.legacy-content img[src*="ivapp_akredit"],.legacy-content img[src*="ivapp_neakredit"]{width:min(100%,760px)}.legacy-content img[src*="ivapp1"],.legacy-content img[src*="ivapp2"],.legacy-content img[src*="ivapp3"],.legacy-content img[src*="ivapp4"]{display:inline-block;vertical-align:middle;margin:10px 12px 10px 0}.contact-card{margin-top:24px;padding:20px;border-radius:16px;background:var(--brand-pale);border:1px solid var(--line)}.contact-card h2{margin-top:0;color:#11263f}.note{font-size:14px;color:var(--muted)}.site-footer{background:#102d4c;color:#fff;margin-top:48px}.footer-inner{max-width:var(--max);margin:0 auto;padding:22px 20px;font-size:14px;color:#e9f4ff}.skip-link{position:absolute;left:-999px;top:auto}.skip-link:focus{left:16px;top:16px;background:#fff;padding:8px;z-index:10}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.btn{display:inline-block;background:var(--brand);color:#fff;padding:10px 14px;border-radius:10px;font-weight:bold;box-shadow:0 8px 18px rgba(0,74,159,.18)}.btn:hover{background:var(--brand-dark);text-decoration:none}@media(max-width:820px){.header-inner{display:block}.top-nav{justify-content:flex-start;margin-top:14px}.hero-inner{grid-template-columns:1fr}.hero-mark{display:none}.page-wrap{grid-template-columns:1fr}.side-nav{position:static}.content{padding:22px}.logo img{max-width:100%}}@media(max-width:520px){body{font-size:15px}.header-inner,.hero-inner,.page-wrap{padding-left:14px;padding-right:14px}.top-nav a{width:100%;background:#f4f9ff}.content{padding:18px;border-radius:14px}.side-nav{border-radius:14px}.legacy-content{font-size:16px}}
.top-nav {
  display: flex;
  align-items: center;
  gap: 0;
}

.top-nav > a,
.top-nav .nav-item > a {
  display: block;
}

.nav-item {
  position: relative;
}

.has-submenu > a::after {
  content: " ▼";
  font-size: 0.72em;
  margin-left: 5px;
}

.submenu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 270px;
  background: #ffffff;
  border: 1px solid rgba(0, 68, 130, 0.18);
  box-shadow: 0 14px 32px rgba(0, 45, 90, 0.18);
  z-index: 100;
  padding: 6px 0;
}

.submenu a {
  display: block;
  padding: 11px 16px;
  color: #073b72;
  text-decoration: none;
  white-space: nowrap;
}

.submenu a:hover,
.submenu a:focus,
.submenu a.active {
  background: #eaf3fb;
  color: #002f5d;
}

.has-submenu:hover .submenu,
.has-submenu:focus-within .submenu {
  display: block;
}
@media (max-width: 768px) {
  .top-nav {
    flex-direction: column;
    align-items: stretch;
  }

  .nav-item {
    width: 100%;
  }

  .top-nav > a,
  .top-nav .nav-item > a {
    width: 100%;
  }

  .submenu {
    display: block;
    position: static;
    min-width: 0;
    box-shadow: none;
    border: 0;
    /*background: #eaf3fb;*/
    padding: 0;
  }

  .submenu a {
    padding-left: 32px;
    white-space: normal;
  }

  .has-submenu > a::after {
    content: "";
  }
}